No OPT for second master && 3 phone interviews

I found I made a huge mistake before today- I am not able to get OPT if I quit the second master. I supposed I could. How stupid I was! I felt really dumb since I've been here for 2 and half years and never paid much attention on visa issues which should be my main concern.
I made a big decision and it was based on false assumptions.

Luckily UMD has not released my I-20 number yet and I did not graduate in December due to the thesis. The release date for my I-20 is on Thursday. I have 1 day left to decide whether I want to continue a second master degree or not.

If I choose to apply OPT on this last day, I can get the next in February and the H1B quota will run out pretty soon after April 1st. It's highly impossible to find a company to support me during that two-month period. But I can change back to F-1 student status in Fall and thus save tuition for one semester. I can gain one year working experience but have to prepare to go back to school by next spring. It's hard to go back home and come back to US again while holding an OPT which means I can't go home for consecutive 3 years.

If I choose to continue on a second master degree, I wasted this one-year OPT and have to pay at least this semester's tuition, or even the whole 2 years' tuition since it's hard to get financial support if I only pursue a master degree. But I can apply for CPT during the summer. Unless some company agrees to give me sponsorship by April and wait me until October to work, I won't get H1B this year. So hopefully next year October I can start working. Between this period, I am free to go back home and us.

So my decision is still: I am going to pursue a second master in SUNY at Stony Brook by family financial support.

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It's amazing that I got 3 phone interviews during this week. I sent out the resumes in early Novembers and did not hear a word from those actuarial companies during December. So I just gave up. And now they came together. Do they follow a common schedule?

But 2 of 3 are full-time positions which I am not able to do under my current status. So I am just going to use them as practice. The first phone interview was scheduled 2pm this afternoon. I was so nervous that I did not sleep much last night. But I was totally in sober today without coffee. I prepared a list of problems and practiced with Ran. She's so helpful. Ms. N also gave me some great suggestions previously.

I did anything that can keep me busy during the last hour. Finally the call came, I was asked the following questions:
Do you willing to relocate?
What's your expecting lowest salary?
what's your highest degree?
how many actuary exams did you past?
Can you give me an example of miscommunicate?
Which excel skills do you use? do you know ...?
Which computer skills do you have?
e.t.

I felt better than I did during last interview with the Mayo Clinic woman. But they were two different kinds of jobs, maybe I can't compare them like this. I could not perform well while giving some answers. Any way, this is my first step. There's a long way to go.

I schedule the second one on Wednesday and the third on on 29th. It seems a job hunting season.